I've been having some "opportunities" with my finances. I make plenty of money, but I lived off credit for a while before I started making plenty of money. So, I had a bit of debt, and was having some trouble getting ahead enough to pay it off, as I'm also needing to save enough to get a vehicle since my truck needs a new engine.

Anyway, I couldn't seem to get any assistance, as I'm just a 20 year old, so no one wants to give me credit. Plus, I'm the last child, so my parents' comfort with co-signatures is all but worn out. I've had some credit agencies, financing firms, etc basically say that I'm in a real pickle when I ask for help...

God just pulled through in a way I didn't expect. Out of nowhere, I got a pre-approved, unsecured loan from Wells Fargo with a great interest rate and 36 months to pay it off (though I won't take any more than 12)! I'm now ahead of the game, and already saving toward a vehicle.

Praise the LORD!

great news ziggy Take it from someone who's been there and paying for it, keep on top of your credit of it'll bury you. you might wanna do some reading over at www.fool.com - they have great personal finance articles.